Answer: It is pre-determined for everyone in accordance with his or her program of life.
There are four types of attitudes toward money that correspond to the four phases of ego development, but in fact, it is up to everyone to make the transformation to altruism and it is not necessary to pay attention to fate since it is possible to change that specifically with the help of an attitude toward wealth. In the wisdom of Kabbalah, wealth is called an extension of the Light of Hochma into the Light of Hassadim within the person.
Comment: We once rode in the car with a billionaire who was the owner of real estate and other property and all the way he was crying and complaining about his life….
My Comment: I have met with billionaires who own airplanes, ships, banks, and companies, yet I cannot say that they are wealthy.
They have no sense of true wealth, and if they do, it becomes completely closed off by the course of their lives in this world. In such a case the wealth “kills” the person because it obligates him to be constantly concerned about his welfare and he limits himself to this.
I had a turning point in life when I decided to give up great wealth and my business. I thank the Creator because it is only through His power that it was possible to do this. I simply closed my business and travelled to my teacher, Rabash, without hesitation.
Before then, I had a sufficiently long search of the spiritual path, but I could not break away from my business. But the moment I found my teacher, no questions remained. I left and that was it.
Many of my students are in intermediary states such that on the one hand, they are concerned about their capital, and on the other hand, they would like to be engaged with the wisdom of Kabbalah, but are unable to do so because of their business involvements. And that is how they are torn between the two worlds.
From the Kabbalah Lesson in Russian 6/9/16