You cannot give something to others and demand from them as security tools of production or other things without which they cannot survive.
Everything that concerns collateral is a whole system. The entire Talmud speaks about interactions between people on different levels of their communication.
Everything in it is spelled out very clearly and demonstrates once again that it is not a person that changes, but a connection, because a person manifests in connection with others.
From KabTV’s “Secrets of the Eternal Book” 10/26/16