Baal HaSulam writes in his article “The Peace” that the society punishes man for taking something he is not entitled to, but there is no punishment for failing to give the society something he has to give. It is the same on the spiritual path: Every person receives his conditions from Above. Hereafter, if you fail to use the received conditions fully, by one hundred percent, it is like stealing from the group.
This is also referred to as “drilling a hole in the common boat.” For this reason, every person should ask himself whether he is doing everything he can.
From the 2nd part of the Daily Kabbalah Lesson 10/11/10, The Zohar